Navigate  Home  Why Get Out of Debt  Find a Debt Buddy  Debt Snowball  Change Credit Cards  Get an IVA  Debt Consolidators  Money Videos  Earn More Money  Create Debt Blog  Finance eShop  Credit Calculator  Search  Keep Up-To-Date  Finance Poll  Money Toolbar  Glossary  Contact / Support  Personal Finance Blog  Finance Directory	IVA - Individual Voluntary Arrangement You need at least £15,000 debt to qualify for an IVA. An IVA is a legally binding arrangement between you and your creditors which allows you to cut your debts to an affordable level. This saves you from bankruptcy and allows the creditors to get more money back then they probably would have if you had been made bankrupt. With an IVA you make one single monthly payment for the agreed period (normally 5 years), after that the remaining debt is written off leaving you completely debt free! Right For You? If you feel that an IVA is the right choice for you then you need to speak to a couple of specialist companies. Remember it is important to speak to more than one company so you can get the best deal. Below is a couple of debt solution companies that provide IVAs. Title :   Mr Mrs Miss Ms Dr Rev Other Gender :   Male     Female First Name :   * Surname :   * Email Address :   Daytime Telephone :   * Best time to Call :   A.S.A.P Morning Afternoon Evening Weekend     Secured Debts :  £   Unsecured Debts :  £ Number of Creditors :   less than 3 3 - 5 more than 5   Residential status :   Homeowner Renting Other Mortgage Balance :  £  (if known) Market Value :  £  (if known)         In which country do you live ?       England :     Ireland :     Scotland :     Wales :     Debtbuddy is committed to saving you money where ever possible. As part of this process we can offer the following services via established partners ; Please provide me with a no-obligation Life Insurance quote :

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